California insurance guidance for homeowners, property owners, landlords, contractors, and businesses navigating harder-to-place risks, coverage questions, and changing market conditions.
Wildfire-exposed California businesses: start property renewals early, document mitigation, and compare admitted, specialty, and FAIR Plan options.
Buying in a California high fire risk area? Check insurance availability, FAIR Plan fallback, hazard maps, and lender timing before you make an offer.
A California homeowner guide to FAIR Plan plus Difference in Conditions (DIC) coverage, mitigation discounts, and renewal checks in 2026.
California FAIR Plan premiums are expected to rise October 15. Bay Area homeowners should review coverage, mitigation discounts, and private options.
What 2026 California home insurance rate changes mean for you: Sustainable Insurance Strategy filings, mitigation discounts, and renewal steps.
A 2026 guide to California FAIR Plan reform: non-renewals, high fire risk homes, companion coverage, and when to start shopping replacement coverage.
New carriers are expanding in California in 2026. What high fire risk homeowners should prepare before re-shopping, including mitigation proof.
A 2026 guide to Safer from Wildfires and FAIR Plan mitigation discounts: what California homeowners should document before shopping home insurance.
A practical California homeowner guide to insurance non-renewals, FAIR Plan options, wildfire-related protections, and the next steps to keep coverage in place.
Event insurance guidance for California organizers, from small private events to concerts, street fairs, block parties, and events over 100,000 attendees.
California technology business insurance for property, contracts, and operations. Request a commercial quote with ESI Insurance Brokers.
California manufacturing insurance for property, products, and operations. Request a commercial insurance quote with ESI Insurance Brokers.
Markets we work with
